Ways to get Physical and Virtual credit/debit cards for free

Physical debit/credit cards are those which you can use to do payment offline and VCC or Virtual Credit Card is a prepaid credit card or you can also call it as a debit card because there’s no credit facility on it actually. These virtual cards are good for online usage as even if the card information is compromised, the hacker cannot use them beyond the loaded balance and the preset daily usage limits.

These days , a lot of websites or android apps are providing such facilities to us and these includes the famous wallets like, Freecharge, Oxigen wallet, Pockets, etc. which are 
offering a virtual credit card to make their wallets more flexible and usable across multiple merchants.

APPS & WEBSITES providing Physical cards

1. Slonkit

Slonkit offers a physical card, Slonkit is targeted at parents having young children. It offers a free prepaid Visa Credit Card powered by DCB Bank which is re-loadable by using the Slonkit app using Netbanking, debit/credit cards and even some prepaid cards. The idea is to teach money management to youngsters. The app offers mobile recharges, tracking of spends (card transactions) and creation of budgets for money-saving. The app also bundles a range of offers from various merchants. Know more about Slonkit here.

2. Zeta

Zeta targets Corporates as well as individuals to its awesome idea of free meal vouchers. It offers a free(as of now) prepaid Master-card Debit Card powered by RBL Bank(known as Zeta Super Card) which is re-loadable only by Debit/Credit cards issued by Banks and it doesn't support Rupay cards and Prepaid cards. To get free meal vouchers for uploading bills one has to be registered as a Corporate user and if you want to use only their card service then it is not necessary to be a corporate user. The app and website also offers Gift cards and send money options.
Know more about Zeta here.

3. Pockets

Pockets is a wallet service backed by trusted ICICI Bank.Anybody can signup and  use Pockets wallet and being an ICICI Bank customer is no compulsion. A free virtual visa credit card is offered with the wallet which can be used to make payments across all online merchants in India. Other than that, Pockets also offers an option to get a physical card link to the wallet, however the yearly fees applies for that. The advantage of a physical card is that it can then be used at offline retailers as well. The app also features bill payment, mobile and DTH recharge, gifts, etc.
Know more about pockets here.

APPS & WEBSITES providing Virtual cards

1. FreeCharge Go MasterCard

FreeCharge, the famous online recharge and bill payment facility which is now owned by Snapdeal offers so much to its users. Freecharge has expanded the usability of its wallet by offering users a free prepaid virtual card (Freecharge Go card) powered by Yes Bank and MasterCard which can be used across any online merchant. 3D code authentication is done during the card usage by sending an SMS to the phone number registered with FreeCharge. The app offers a lot more facilities like Bill payment, Mobile and DTH recharge, splitting bill, send money, and rewards for using Freecharge like free internet, etc. Know more about Freecharge here . 
Freecharge Go card

2. Oxigen Wallet Prepaid Card

oxigen wallet logo circleOxigen Wallet is a popular wallet app which is known for running exclusive cashback offers from time to time. The oxigen wallet offers a free virtual visa card powered by RBL Bank which can be used to make purchases on any shopping portal within India and is secured by VIsa 3d technology. The app features bill payments, mobile and DTH recharge, etc. with cashback as reward. Know more about Oxigen Wallet here.

3. Payzapp

Payzapp is a wallet app backed by Popular HDFC Bank. It offers a prepaid Visa Debit card which can be re-loaded by any debit/credit card or netbanking and even with some prepaid cards. It's a complete solution for you as it supports bill payments, mobile and DTH recharges, send money and has time to time offers for various online merchants like Bookmyshow, Makemytrip, etc. Know more about Payzapp here.

4. Payapt

Payapt is IDBI Bank powered wallet offering everything a mobile wallet has. It also offers a prepaid Visa Debit card which can be re-loaded by any debit/credit card or netbanking and even with some prepaid cards. It's a one click payment solution, with simple authentication and payments system supporting bill payments, mobile and DTH recharges, send money options. Know more about Payapt here.

5. Union Bank Digipurse Wallet

Union Bank also offers its wallet service similar to Pockets wallet. The app is more of a virtual bank account which can be loaded from a normal credit/debit card and then the wallet’s card can be used to make payments anywhere, domestic or international. Yes, international. The app features bill payments, mobile and DTH recharge, etc. also. Know more about Digipurse Wallet here

6. Entropay

Ok, we all know that Entropay is Not based in India, but Entropay has been around since long, it's a big trusted brand providing virtual credit cards powered by visa which are international. Although they do carry a high loading commission, but Entropay is probably the only virtual card service which is open to anybody and is usable internationally. You can generate any number of cards and can even transfer funds from one card to the other. Entropay does not support 3-D verification and so is not supported by a number of Indian merchants. Know more about Entropay Here. 
So, thats all for trusted and best apps or sites to get free debit or credit for free. hope it is helpful and if you have quary then please comment on this post below.
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Write comments
Km Modi
16 July 2016 at 18:34 delete

superb article bro :)
really impressed......

25 October 2017 at 15:56 delete

Zeta worked for me :) thanks